We're not all about handing out money just for the sake of belonging, so here are our favorite three cards with plenty of rewards and none of the nickel and diming.
Looking for something else? Jump below the fold for some additional options. If you disagree with our assessment, we'd love to hear from you. Shoot us an e-mail. Change our mind and be handsomely rewarded with some TPJ swag that will make your life better without costing you a dime.
There are so many good options for no annual fee cards, we don't even blame you for coming down here.