This post contains links to our partners. See our partner list here.
Trading in old games that you're no longer using can be a smart money saving move. Picking up used games at a discount can also help with your entertainment budget. Nothing beats picking up an old classic every now and then to kill some time. GameStop may prove to be an efficient way to accomplish those goals if you prefer that route over Craigslist, Ebay, OfferUp, etc. With that being said, every time someone signs up for the GameStop credit card, we feel like we are taking a Climhazzard to the chest. The only time loyalty has been rewarded this terribly - spoiler alert - is when you spend so much time leveling up Aeris only to watch her die right in front of you. There is only one way to stop this madness. Understand what your rewards are worth, and find a card that gives you a better value proposition per dollar spent. Do not apply for the GameStop Powerup Rewards Credit Card simply out of convenience, or brand loyalty.
Let’s trade in your Throw materia for some Ultima, shall we?
First, let’s cover what exactly is wrong with the GameStop credit card…everything.
1) The card offers a 15,000 point bonus for new customers that have Pro or Elite Pro status. Pro/Elite Pro will set you back $14.99 or $29.99 annually. Save your money and buy yourself something soft that shimmers, and go save Tifa before something terrible happens!
2) You can buy $3 worth of X-Box credits for 3,900 points. This puts point value at about .0007 cents each.That makes the point bonus you just got worth about $11.50. Do yourself a favor and use a smoke bomb to escape this encounter.
3)The standard purchase APR is 27.99% variable. That means you’ll be paying for your purchases long after you beat Ruby Weapon. The industry standard for APR on rewards cards is around 16% Variable.
4)The reward structure is as unstable as the City of Midgar. There isn’t a constant reward earning structure. At minimum you should look to earn 1% cash back on your everyday purchases. The rewards structure on the GameStop card is Sector 7, and you are Wedge.
5)The points you earn are tied to GameStop redemptions. This isn’t very efficient or practical. If your quest takes you to a land where there are no GameStops, your points will be of no value. You may as well be trying to use Gil at 7-11. You may also find that your ideal purchase is available somewhere else at a lower price point.
There is not a single redeeming quality about this card. It is the Shinra of credit cards. With that being said, let’s rise up like Avalanche and make our wallets a better place.
How will you save your wallet from Shinra? Are you looking to earn more gil or saving up for your next adventure on the Highwind? The journey is yours.
If you’re looking to add more gil to your satchel, then we’d recommend a card that earns flat rate cash back. There are a number of products like the Citi Double Cash that offer 2% cash back, without offering a welcome bonus. Other cards might offer a 1.5% cash back earning rate, but come with perks like a new customer bonuses of up to $200. We'd recommend taking a look at the Barclaycard Cash Forward if you're most interested in the up-front bonus.
- Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
- Earn unlimited 1.5% cash rewards on every purchase. Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
- Enjoy a 0% introductory APR for the first 15 months on purchases.
- Plus, you'll get a 0% introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness.
- Please note, there is a fee for balance transfers
- Apply Online
If you’re looking for your next adventure on the Highwind, we’d recommend a card like the Chase Sapphire Preferred. Travel cards can come with perks like TSA precheck fee reimbursement allowing you to travel freely throughout Gaea with minimal wait times in security. Travel cards also frequently offer annual credits for qualifying flight purchases like seat upgrades. These cards also tend to have annual fees in the $100 range, but the travel benefits can be well worth it for the hardcore adventurer. Check out our favorite travel cards here.
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- Apply Online
We don’t like watching Yuffie steal your materia. Avoid the poor side quest that is the GameStop PowerUp credit card and get right to your wallet’s main quest.