A Penny For You

Marketing Disclosure

Blog

Your Credit Spirit - Texas Election Edition

"Politics and money? Those things don't mix" said every politician ever. That's why The Penny Jar is doing the opposite thing and bringing you a political credit card post. Today, we're doing some hard hitting journalism that matters in order to figure out what...

What to do when you get declined for a credit card

A little over 5 years ago we started on a really bizarre journey of collecting credit card points. It's kind of an odd thing to say, but it's fun. There's something about traveling for nearly free that is exciting, and it's probably the fact that we wouldn't be able to travel nearly as much, or as...

Freaky Friday - The Wallet Swap

Every comedy show gets to take a stab at their version of Freaky Friday. Well, now it's our turn because we still think we're funny. Here's Freaky Friday - The Wallet Swap, a true story inspired by Lil Dicky and Chris Brown. The...

The Best Credit Card for Groceries

Amazon is continuing it's creep into your household. Tablets, TV, personal assistants, same day delivery, and yes, even groceries. As the proud new owners of Whole Foods, Amazon has started to aggressively discount everyday food items for members of Amazon Prime. This seems like a great...

Best Credit Cards for Caribbean Cruises

Bigger is better, if you ask three of the leading cruise lines. Norwegian Cruise Line, Royal Caribbean, and Carnival have all added massive ships to their fleets in the last few weeks. These ships boast features such as ice skating rinks, electric go-cart racing, water slides, rock...

Credit Cards for No Credit

Not having credit is hard. Whether you're looking to buy a car, a house or just get a credit card, banks rely on a credit score to make sure that you are a trust worthy borrower. If you've just escaped a bunker (or something more realistic like just graduated from college) and haven't...

Keeping Your New Years Resolutions

April fools day hit us like a ton of bricks. We make it a practice to review our budget once a quarter to make sure things are generally staying on track for the year. This quarter we were in for a bit of a surprise. Scratch that. Surprise is the wrong word. It was more of an unspoken known...

3 Ways to Save on Your Cell Phone Bill

Cell phone bills are the worst. Every month we're shilling out $150-$200 dollars, and at the end of the month we're not quite sure what we paid for. Facebook browsing? Amazon shopping? Sweet instagramming? The best snap chat of all times? Okay, maybe we know what we paid for, but...

How to be Awesome and Travel for Free

In case you haven't noticed, we love credit cards. They have helped us both travel for free and be awesome. Some of our best trips in the last three years have come from using credit card points. Points and miles have also been a life saver when we needed a last minute hotel or a last minute flight...

5 Credit Cards for Your Credit Score

Did you know that 58% of single people would rather have a nice credit score than a fancy car? 50% of singles prefer a good credit score to an impressive job title. 40% are liars and would take a great credit score over a great set of abs. According to this survey, credit scores are important...