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3 Best 0% Intro APR Credit Cards

Those large purchases can be killer on the monthly budget. Whether you're looking to transfer an existing balance to a new card to save on monthly interest rates, or make a new purchase without interest we've got a pick for you. Here are three options with 0% intro APRs to help you save on interest and reap some rewards in the process. 

Looking for something else? Jump below the fold for some additional options. If you disagree with our assessment, we'd love to hear from you. Shoot us an e-mail at e-mail. Change our mind and be handsomely rewarded with some TPJ swag that will make your life more interest-ing.

SavorOne℠ Rewards


  • $0 Annual Fee
  • Low intro APR on purchases and balance transfers
  • 3% cash back on dining and entertainment
  • 2% cash back at grocery stores
  • 1% cash back on other purchases

Citi® Double Cash Card


  • $0 Annual Fee
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Low Introductory APRs for 18 months on balance transfers
  • No bonus for new customers. :( 


BankAmericard® Credit Card


  • $0 Annual Fee
  • 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days
  • The fee for future balance transfers is 3% (min. $10).
  • 15.24% - 25.24% Variable APR
  • Terms Apply


Additional 0% Intro APR Cards

Well....It looks like we have failed you and you don't think our 3 choices are the best. Here are some more cards that offer 0% intro APRs.

Chase Freedom Unlimited®


  • $0 Annual Fee
  • Unlimited 1.5% cash back on every purchase — it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance
    transfers, then a variable APR of 17.24% - 25.99%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Terms Apply

Barclays Ring™ Mastercard®


  • A low, variable APR on purchases, balance transfers and cash advances
  • No annual fee
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad

Blue Cash Everyday® Card


  • No annual fee.
  • 3% cash back at U.S. supermarkets 
  • 2% cash back at U.S. gas stations and at select U.S. department stores
  • 1% back on other purchases.
  • Intro APR on purchases and balance transfers





Quicksilver® Cash Rewards


  • No Annual Fee
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Terms Apply

Citi Simplicity® Card


  • $0 Annual Fee
  • The Only card with No Late Fees, No Penalty Rate, and No Annual Fee...Ever
  • 0% Intro APR on Balance Transfers 21 months, and 0% on purchases for 12. After that, the variable APR will be 15.99% - 25.99% based on your creditworthiness
  • Terms Apply

Citi® Diamond Preferred® Card


  • $0 Annual Fee
  • Get 0% Intro APR on Purchases and Balance Transfers  for 21 months. After
    that, the variable APR will be 14.74% - 24.74% based upon your creditworthiness
  • Terms Apply

Wells Fargo Cash Wise Visa® Card


  • $0 Annual Fee
  • Earn unlimited 1.5% cash rewards on purchases
  • Terms Apply