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3 Best Cash Back Credit Cards

Whether you're looking for a single cash back credit card that earns a straight 2% cash back, or you're willing to monitor rotating categories to make the most of your wallets cash back earning power with 5% cash back potential, we've got you covered. For the extreme cash back hoarder, learn how to build the best cash back power wallet.

Looking for something else? Jump below the fold for some additional options. If you disagree with our assessment, we'd love to hear how you earn cash back. Shoot us an e-mail. Change our mind and be handsomely rewarded with some TPJ swag that will make your life more cashmazing.

Uber Credit Card


  • 4% Cash Back on Dining
  • 3% Cash Back on Hotel and Airfare
  • 2% Cash Back on Online Purchases (Including Uber)
  • 1% Cash Back on everything else
  • No Annual Fee

Citi® Double Cash Card


  • $0 Annual Fee
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Low Introductory APRs for 18 months on balance transfers
  • No bonus for new customers. :( 


Premium Rewards® Card


  • $95 annual fee

  • Earn a 50,000 point welcome bonus

  • $100 Annual Airline Incidental Statement Credit

  • PreCheck/Global Entry Credit

  • Best for current Bank of America Customers


Additional Cash Back Credit Cards

What? Our best 3 cash back credit cards didn't do it for you? If you're still looking for more options here are some additional cash back cards that are worth considering. These cards may not have the highest cash back earning potential, but they are well rounded and will provide more than a penny cashback for your jar.

Blue Cash Preferred® Card


  • $95 Annual Fee
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.


Chase Freedom®


  • $0 Annual Fee
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Low intro APR offer on purchases and balance transfers


Savor® Rewards Credit Card


  • Earn a one-time $500 cash bonus after you spend $3,00 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining, 2% on groceries and 1% on all other purchases
  • $95 annual fee, waived first year
  • No foreign transaction fees



Bank of America® Cash Rewards Credit Card


  • $0 Annual Fee
  • 3% cash back on the eligible category of your choosing
  • Low intro APR for purchases and balance transfers


U.S. Bank Cash+™ Visa Signature® Card


  • $0 Annual Fee
  • 5% cash back in two eligible categories you choose
  • 2% cash back in an eligible secondary category of your choosing
  • 1% cash back on all other purchases


Alliant Visa® Signature


  • A true cashback card: 3% cash back in year one & 2.5% cash back after
  • No limit to the cash back awards you can earn
  • No foreign transaction fees
  • $59 annual fee, waived the first year
  • Terms Apply

PNC Cash Rewards℠ Visa® Credit Card


  • $0 Annual Fee
  • Earn 4% on gas station purchases*
  • Earn 3% on dining purchases at restaurants, including fast food*
  • Earn 2% on grocery store purchases*
  • Earn 1% on all other purchases, all the time
  • * Increased earning rates apply to the first $8,000 in combined category purchases annually.