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3 Best Cash Back Credit Cards

Cash back, get your cash back here. You'll be making paper planes in no time with these cash back credit cards. 

Looking for something else? Jump below the fold for some additional options. If you disagree with our assessment, we'd love to hear how you earn cash back. Shoot us an e-mail. Change our mind and be handsomely rewarded with some TPJ swag that will make your life more cashmazing.

Blue Cash Preferred® Card


  • $95 Annual Fee
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Terms Apply.

Blispay Visa® Card


  • The no gimmicks card. 
  • Earn 2% cash back on every purchase, everyday. 
  • Plus, pay 0% interest on purchases over $199 if paid in full within 6 months of purchase.
  • Terms Apply

Chase Freedom®


  • $0 Annual Fee
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Terms Apply

Additional Cash Back Credit Cards

What? Our best 3 cash back credit cards didn't do it for you? If you're still looking for more options here are some additional cash back cards that are worth considering. These cards may not have the highest cash back earning potential, but they are well rounded and will provide your penny jar with the cash back it craves.

Uber Credit Card


  • 4% Cash Back on Dining
  • 3% Cash Back on Hotel and Airfare
  • 2% Cash Back on Online Purchases (Including Uber)
  • 1% Cash Back on everything else
  • No Annual Fee

PNC Cash Rewards℠ Visa® Credit Card


  • $0 Annual Fee
  • Earn 4% on gas station purchases*
  • Earn 3% on dining purchases at restaurants, including fast food*
  • Earn 2% on grocery store purchases*
  • Earn 1% on all other purchases, all the time
  • * Increased earning rates apply to the first $8,000 in combined category purchases annually.



Wells Fargo Cash Wise Visa® Card


  • $0 Annual Fee
  • Earn unlimited 1.5% cash rewards on purchases
  • Terms Apply

Complete Rewards℠ Visa® Card


  • $0 Annual Fee
  • Earn 1% Back on net purchases 
  • Redeem your rewards into a qualifying account for a 2% cash back rate
  • 0% intro APR for the first 15 billing cycles on purchases. Then, a variable APR of 16.99% - 23.99%
  • Terms Apply

U.S. Bank Cash+™ Visa Signature® Card


  • $0 Annual Fee
  • 5.5% cash back for the first year on  your first $2,000 in eligible purchases each quarter on the combined two categories you choose. Thereafter, earn 5%
  • 2.5% cash back for the first year on your choice of one everyday category (i.e. gas or groceries). Thereafter, earn 2%
  • 1.5% cash back for the first year on all other eligible net purchases. Thereafter, earn 1%
  • Terms Apply

Bank of America® Cash Rewards Credit Card


  • $0 Annual Fee
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • 0% Introductory APR for 12 billing cycles for purchases and for any
    balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Terms Apply

Citi® Double Cash Card


  • $0 Annual Fee
  • Earn cash back twice on every purchase with unlimited 1% cash back when
    you buy, plus an additional 1% as you pay for those purchases
  • Terms Apply