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Best Credit Cards for No Credit History

Having limited or no credit is a chicken or the egg game. How can you get the best credit cards without any credit? Relax. Here are our top three products that can help you build the credit score of your dreams. Be sure to make the most of prequalification where to can!

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Petal Credit Card


  • Credit Limits between $500 – $10,000
  • No FICO score required. Petal can use your connected bank accounts for account approval.
  • Earn up-to 1.5% cash back with responsible use
  • No annual fee

CardMatch


  • Get matched to credit cards you're more likely to qualify for
  • No impact to your credit score
  • Find offers from Capital One, American Express, Chase, Bank of America, and more all with the click of a button

OpenSky® Secured Visa® Secured Card


  • $35 Annual Fee
  • $200 Minimum security deposit
  • Join a community of other people just like you to share you credit building journey
  • Terms Apply

In The News

More Products for Building Your Credit

Here are some more products built for people with no credit score. Get your credit on!

Self Lender Credit Builder

  • Get the savings plan that helps build credit today! No checking account or security deposit required.
  • Choose the amount you want to save and make monthly payments towards your savings goal.
  • Monthly payments are reported to the three major credit bureaus.
  • For Example: A $545.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.65%.

Indigo® Platinum Mastercard® Credit Card

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.


Discover it® Secured Card

  • $0 Annual Fee
  • $200 Minimum security deposit
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in comnbined purchases each quarter.
  • Earn 1% cash back on all other purchases.
  • Qualified cardholders may be upgraded to a non-secured line of credit in as little as 8 months
  • Terms Apply

Capital One® Secured Mastercard®

  • $0 Annual Fee
  • $49 Minimum security deposit
  • Get access to a higher credit line after 5 monthly payments on time
  • Terms Apply

Credit One Unsecured Visa

  • Find the card that's right for you without affecting your credit score.
  • $0 - $99 annual fee, depending on your credit worthiness
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV.
  • Credit One Bank allows you to choose your monthly payment due date.
  •  Terms apply.


Self Lender Credit Builder


  • Get the savings plan that helps build credit today! No checking account or security deposit required.
  • Choose the amount you want to save and make monthly payments towards your savings goal.
  • Monthly payments are reported to the three major credit bureaus.
  • For Example: A $545.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.65%.

Indigo® Platinum Mastercard® Credit Card


  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.


Discover it® Secured Card


  • $0 Annual Fee
  • $200 Minimum security deposit
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in comnbined purchases each quarter.
  • Earn 1% cash back on all other purchases.
  • Qualified cardholders may be upgraded to a non-secured line of credit in as little as 8 months
  • Terms Apply

Capital One® Secured Mastercard®


  • $0 Annual Fee
  • $49 Minimum security deposit
  • Get access to a higher credit line after 5 monthly payments on time
  • Terms Apply

Credit One Unsecured Visa


  • Find the card that's right for you without affecting your credit score.
  • $0 - $99 annual fee, depending on your credit worthiness
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV.
  • Credit One Bank allows you to choose your monthly payment due date.
  •  Terms apply.