A Penny For You

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Best Credit Cards for No Credit History

Having limited or no credit is a chicken or the egg game. How can you get the best credit cards without any credit? Relax. Here are our top three products that can help you build the credit score of your dreams.

Credit One Unsecured Visa


  • Find the card that's right for you without affecting your credit score.
  • $0 - $99 annual fee, depending on your credit worthiness
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV.
  • Credit One Bank allows you to choose your monthly payment due date.
  •  Terms apply.


Indigo® Platinum Mastercard® Credit Card


  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

CardMatch


  • Get matched to credit cards you're more likely to qualify for
  • No impact to your credit score
  • Find offers from Capital One, American Express, Chase, Bank of America, and more all with the click of a button

More Products for Building Your Credit

Here are some more products built for people with no credit score. Get your credit on!

OpenSky® Secured Visa® Secured Card


  • $35 Annual Fee
  • $200 Minimum security deposit
  • Join a community of other people just like you to share you credit building journey
  • Terms Apply

Discover it® Secured Card


  • $0 Annual Fee
  • $200 Minimum security deposit
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in comnbined purchases each quarter.
  • Earn 1% cash back on all other purchases.
  • Qualified cardholders may be upgraded to a non-secured line of credit in as little as 8 months
  • Terms Apply

Capital One® Secured Mastercard®


  • $0 Annual Fee
  • $49 Minimum security deposit
  • Get access to a higher credit line after 5 monthly payments on time
  • Terms Apply

Self Lender Credit Builder


  • The first nationwide savings plan that builds credit
  • Savings plans start at $25/month and includes credit monitoring
  • Reports to all 3 credit bureaus. No hard credit pull and no credit history required
  • Self Lender helps you get a small loan that you save in a CD for 12 or 24 months (FDIC-insured certificate of deposit bank account)
  • At the end of account term you've built credit history and your CD savings unlocks