Savings accounts aren't typically very fun. On that note, here are some legal disclaimers. First, let's get our learn on. APR is the annual rate of interest. APR's are typically associated with non-interest bearing accounts. When APY is used, the effects of compounding interest are added in. APY's are going to be based on a variable rate that is subject to change through any given year. Rates are valid as of the date listed. Second, savings accounts are FDIC insured. That means your money is insured up to a specified amount in the event your bank becomes insolvent. You can learn more here. Whew. Done.
Sometimes the highest APY might not be the best answer for you. Have you ever had Bacardi 151? Sure it'll get you where you want to go fast, but the fastest path isn't always the most convenient. Pick the bank that's going to get you where you want to go at your speed. You may want to go with a bank that offers one of the best credit cards, for example. Here are some additional savings accounts that might be more your style.