We're normally skeptical when someone asks us what is in our wallet. It doesn't matter if it is Jennifer Gardner. You can't have my wallet, bro. We might give you our Quicksilver card though, and here's why.
The Capital One Quicksilver card is one of the most vanilla cards you can carry. We can't think of a reason that someone that is new to Capital One should apply for the card, and here is why:
If this is the first time you're looking at Capital One and you have good-excellent credit, Venture would be where you want to go. Man. This review is going to be short.
1.5% cash back all day errry day. Doesn't get easier than this.
Unless you have Blispay. Then you get 2% back all day everyday - and it is automatically applied to your statement each month.
There is one person that should get this. If you have an existing relationship with Capital One and currently have a Secured, Platinum, or QuicksilverOne, this is a solid upgrade choice. Capital One is great about growing with their customers. Also, congrats on growing your credit!
Literally everyone else on the planet. Just don't do it. This card is in desperate need of an overhaul to be competitive on the market.
We think we've made ourselves pretty clear, eh?